Dutch banks have jointly developed an online identification service called iDIN (identificatie inloggen). It is available for use by companies and organisations with online services. Its principal use is to identify yourself online, e.g. in a web shop, with insurance companies (including health insurance providers) or with the Tax Authorities.
iDIN is currently offered by the following banks; ABN AMRO, ASN, ING, Rabobank, RegioBank, SNS and Triodus. If you have an account with one of these banks and you use internet banking, you can already use iDIN. It works in a similar way as internet banking, if, e.g., you want to open an account in a web shop;
- Select iDIN as identification method
- Select your bank
- The iDIN start screen of your bank will appear
- Login in the same way as when you use internet banking, the data the web shop would like to have is already filled in
- Click on agree (akkoord) and you will return to the website of the web shop
According to the participating banks, iDIN is equally as safe as internet banking, yet iDIN is not meant as a replacement for DigiD. The government (e.g. the Tax Authorities) plans to offer both iDIN and DigiD, iDIN however, only as a means to identify yourself to an online shop with data such as name, address, gender, age, date of birth etc.. In addition, the banks will never release information about your financial position via iDIN. Banks are also not able to find out which websites you visited or what you ordered online. A benefit of using iDIN, is that you don’t have to create an account on every single website (e.g. every web shop you visit/use) or remember the password you used.
iDin is still in its infancy. In 2016, several pilots took place and it is now available for use at a limited number of companies and organisations. In 2017, it will become possible to use it at the Tax Authorities and some health insurance companies. It is expected that the number of companies and organisations offering iDIN to their customers will gradually grow. Keep in mind that iDIN is only available for companies and organisations within the Netherlands.